Our role as your Insurance Broker is to provide you with the best insurance value that combines coverage, service and price. We also provide personalized service that includes professional advice, claims support and client advocacy.

Brokerage compensation is a part of your insurance premium. For your benefit, we have listed below Automobile Insurers that we represent and have included the range of compensation each provides as a percentage of your overall premium that appears on your invoice.

Axa Pacific 10%

• Chieftain Insurance* 12.5%
• Dominion of Canada* 10% to 12.5%
• Echelon 12.5%
• Facility (Royal)** 7.5% to 11%
• Kingsway 5% to 12.5%
• Pembridge* 10% to 12.5%
• Pafco* 10% to 12.5%
• York Fire and Casualty 12.5%

** Commission is capped at $250 per vehicle

Brokerage compensation is a part of your insurance premium. For your benefit, we have listed below Property Insurers that we represent and have included the range of compensation each provides as a percentage of your overall premium that appears on your invoice.

• Axa Pacific 14%
• Chieftain Insurance* 12.5%
• Dominion of Canada* 20%
• Pembridge* 20%
• York Fire and Casualty 20%

** Commission is capped at $250 per vehicle

In order for us to maintain strong relationships with quality insurers we work with each to provide the type of business they desire. All of the insurance companies that we conduct business with recognize our efforts through a Contingent Commission contract. Payment of this Contingent Commission depends on a combination of growth, profitability, volume, retention and increased services that we provide on behalf of the insurer. It is based on our entire portfolio of business with that insurer and not on individual policies. Contingent Commission is not guaranteed. On occasions, insurance companies may also invite us to an invitation only sales convention.

The parent of AXA Pacific Insurance Company has an indirect ownership interest in FAIR Insurance Brokers Limited. FAIR's parent have provided a guarantee of FAIR's bank loans and will from time to time provide loans to FAIR for business purposes.

Our disclosure commitments are made in the best interest of consumers. We encourage you to also consult the commitments made by the insurance industry and individual companies by consulting their web sites.